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工行、农行、中行、建行、交行、邮储银行集体发布公告：财政贴息上限提升到5000元_我的网站

一 |     　　据央视新闻消息，记者22日从工商银行、农业银行、中国银行、建设银行、交通银行、邮储银行六大银行了解到，各家银行已经根据财政部、中国人民银行、金融监管总局《关于进一步做好财政金融协同促内需政策有关工作的通知》，陆续发布公告，明确了最新的信用卡分期贴息政策执行要点。    Kyiv, Oct 10 (UNI) Ukraine cities came under Russian missile attack on Monday as the war entered 229th day, the country's military chief said 75 missiles have so far been fired in the sudden wave of attacks.

General Valerii Zaluzhnyi tweeted that 41 of those were neutralised by air defences.

The BBC report said the information could not be verified, but reporters on the ground witnessed and heard several strikes in Kyiv on Monday morning, with reports of many further explosions from other cities around the country.

Monday morning's rare blasts in the capital here followed further strikes overnight in the southern city of Zaporizhzhia and in the Dnipropetrovsk region.

"A multi-storey residential building was destroyed again. There are victims," posted Zaporizhzhia regional governor Oleksandr Starukh on the Telegram messaging app at around 3 am local time.

Emergency services attended the scene, he added. Zaporizhzhia has been hit repeatedly in recent weeks, with dozens of people killed, the BBc added.

It also followed a "night of massive attacks" in Dnipropetrovsk, according to an update from the region's own governor Valentyn Reznichenko, who accuses Russia of shelling multiple regions.

The Russian air attacks on Kyiv are not over and people must remain under cover, the head of the capital's regional military administration said.

In a message to residents on Telegram, Oleksiy Kuleba reassured them air defence systems were working, but emphasised "that the air alert is still ongoing".

He also called on people not to photograph or film landing sites of missiles or damaged infrastructure in the capital. "People's lives depend on it," he added.

The BBC quoted Mykhailo Podolyak, an adviser to President Volodymyr Zelensky, as saying that "deliberate attacks" on the centre of Kyiv, as well as strikes on Zaporizhzhia in the south and Dnipro in central Ukraine are more proof of the "Kremlin's terrorist inadequacy".

Images and videos on social media showed smoke rising above buildings in several parts of Kyiv.

The first missile attacks on Ukrainian capital after many months on Monday appeared to be much more central than Russian strikes on the city earlier in the war, the BBC said.

Over 10 civilians have been killed and 24 wounded as a result of missile strikes on Kyiv, an aide to the Ukrainian interior minister has said.

Ukrainian President Volodymyr Zelensky said: "They are trying to wipe us off the face of the Earth." Strikes across Ukraine this morning show that Russia is "trying to destroy us and wipe us off the face of the Earth," Zelensky said in his Telegram post. He highlighted blasts in Kyiv, Zaporizhzhia and Dnipro, saying "the air alarm does not subside throughout Ukraine."

"Unfortunately, there are dead and wounded," Zelensky added, before urging his compatriots to stay in shelters.

Russia has not yet commented on this morning's strikes.

Several cars caught fire after the attack in Kyiv and over 15 vehicles were damaged, Rostyslav Smyrnov said in a Facebook post. He added that 30 emergency service workers and six response units attended the scene in Kyiv's Shevchenkivskyy district.

Kyiv Mayor Vitaliy Klitschko said missiles have hit "critical infrastructure" in the city. "The capital is under attack from Russian terrorists!" Klitschko added in his Telegram post.

Parts of the city of Lviv in western Ukraine are without electricity following strikes on key infrastructure, the city's mayor said.

Posting on Twitter, Andriy Sadovyi said explosions had occurred at "a critical infrastructure facility" and that the operation of the city's thermal power plants had been "temporarily suspended".

"Hot water is not provided at the moment," he said. "Standby power generators at several pumping stations were started to restore water supply to the city. Part of the city without electricity."

He also said a third of the city's traffic lights were not working and that, once alerts had been lifted, traffic controllers would be in place at the busiest intersections.

Russian missile strikes in Kharkiv have hit an energy infrastructure site, causing outages to the electricity and water supply in some areas of the city, Kharkiv mayor, Ihor Terekhov, has said.

Three flights of missiles were seen over Kharkiv and "specialists and utility workers are doing everything they can to restore normal life in Kharkiv", Terekhov wrote on Telegram.

Regional head of Kharkiv, Oleg Sinegubov, also confirmed the strikes, posting on Telegram: "The enemy is striking Kharkiv. There are explosions in the city."

For the last couple of hours, there has been constant strike warnings and the sound of explosions around the city, the BBC report added.

The wave of attacks comes two days after the only bridge linking Russia with occupied Crimea was damaged in a blast and Russia's President Putin has been scheduled to chair a meeting of his security council on Monday to discuss the explosion on the Crimean bridge.

UNI ING。

二 | 　　财政贴息上限提升到5000元　　多家银行明确，根据三部门通知要求，每名借款人在同一家银行可享受的个人消费贷款和信用卡分期业务累计贴息上限由每年3000元提高至每年5000元。

三 | 这5000元的贴息额度既可以全部用于个人消费贷款，也可以全部用于信用卡分期业务，也可以根据个人需求分配二者的比例。　　信用卡分期贴息比例为年化1个百分点　　多家银行明确，信用卡分期贴息的比例为年化1个百分点，且最高不超过办理相应信用卡分期业务时约定的折算年化利率的50%。

四 | 贴息范围由信用卡账单分期扩展至包括专项分期（包括汽车分期、装修分期等）、消费分期、预借现金分期等各类分期产品。居民在政策实施期内新办理的上述信用卡分期业务且于政策实施期内生成的各期账单，经银行识别消费真实性、合规性后，可按规定享受贴息。

五 | 信用卡账单分期以外的信用卡分期贴息政策实施期为2026年8月1日至2026年12月31日。

六 | 8月1日到政策发布日之间已经办理的信用卡分期业务，可以联系银行申请补贴息。　　多家银行信用卡分期贴息不需要单独签订协议　　大部分银行明确，之前已经签署过个人消费贷款财政贴息服务协议和信用卡账单分期财政贴息规则及服务约定的客户，自动适用最新贴息政策，不需要重新签订协议。但是也有银行表示需要签署补充协议。　　虚假消费等违规行为将被追回贴息资金　　多家银行还明确，对信用卡使用过程中存在欺诈、虚假消费、资金流入非消费领域或国家有关政策规定的其他违法违规行为，按规定不予财政贴息，对已享受财政贴息的，银行有权以适当方式扣减或追回贴息资金。另外，办理个人消费贷款和信用卡分期贴息银行不会额外收取服务费用，客户要谨防各种形式的诈骗，保障财产和信息安全。（文章来源：券商中国）。

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Published on:10:07:56